When you think about your financial future, do you think long term or short term? Do you look ahead to retirement or wonder how you’re going to make rent next week?
Instead of thinking about one of those two extremes, why not look ahead a year or two? You can achieve a lot with a smart investment–like a 24-month CD. Buying a new car, putting a down payment on a house, those are the big financial dreams that can be yours. 
If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in San Mateo, you can save quite a bit of money and help you and your family achieve your financial goals. 
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
Current Rates in San Mateo, CA 
Now that we’re in a new month, it’s a good time to take a look at current interest rates in San Mateo.
San Mateo Banking Rates has compiled a list of the best interest rates in the city for savings accounts and certificates of deposit. Find out if your accounts measure up or if it’s time to open a new one with a better rate. 
It’s getting close to the end of March and CD rates in San Mateo have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:
Best San Mateo 6-Month CD Rates
- Ibew Members + Credit Union: 1.81%
- Pittsburg Employees Credit Union: 1.76%
- Star One Credit Union: 1.55%
Highest 12-Month CD Rates in San Mateo
- Sunnyvale Credit Union: 2.02%
- Ibew Members + Credit Union: 2.02%
- Pittsburg Employees Credit Union: 2.01%
Top 24-Month CD Rates in San Mateo
- Ibew Members + Credit Union: 2.42%
- Valley Credit Union Bay Area California: 2.4%
- Redwood Credit Union: 2.15%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.
Saving money takes discipline and patience, but now is the perfect time to get started if you haven’t yet. The holiday season is over and some of the highest savings rates in the nation can be found right in your own neighborhood. If you’d like to start earning more on your savings, you’ll need to find the highest savings rates in San Mateo. 
The national economy is definitely headed for rough waters, and smart wage earners will want to evaluate their financial picture and see where they can save money by spending less. San Mateo Banking Rates could help you find the best San Mateo rates. Some rates include:
Everyday, we work with an extensive network of bank loan officers, insurance agents, mortgage brokers and other financial professionals, and they’re all eager to help you find the rate information you need. We want consumers to know that they don’t have to settle for anything without comparing as many rates options as possible. 
A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from San Mateo Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.